Good Benefits Decisions Can Strengthen Your Financial Safety Net

DES MOINES, Iowa –Autumn is open enrollment season for millions of American workers making employee benefits decisions for 2010. “Employee benefits are part of your financial safety net. It’s important to invest time and effort to select the right benefits to protect your personal and family interests and make your future secure,” says Ann Dieleman, senior vice president, ARAG®, a global leader of legal insurance.

“Eight out of 10 Americans today are concerned about financial-related matters and many experience life events that aren’t budgeted or planned,” says Dieleman. “Open enrollment provides a great opportunity to make well-informed decisions to get the most out of employee benefits and strengthen your financial safety net.”

Dieleman stresses the importance of being a “good benefits consumer” and offers these open enrollment tips:

Do your homework. Read the open enrollment materials, use online tools and resources, participate in enrollment meetings, ask questions and get the information you need to choose wisely.

Evaluate your personal situation. Determine life, medical, dental, vision, legal and other insurance coverage needs. Review financial accounts to make sure they’re aligned with your current and long-term goals.

Make changes where necessary. Things may have changed during the past year. Take into account life events such as getting married, having a baby or buying a home. Also, consider available wellness or prevention programs, exams or other services for 2010.

“Spend the time necessary to do what’s best for you and your loved ones and be sure to include your spouse or companion in the decision-making process,” says Dieleman. “Carefully consider benefits options. Unless you experience a life-altering event, such as adoption or divorce, you may not be able to change your selections until the next enrollment cycle.”

ARAG,, has an international premium base of almost $2 billion and protects 15.5 million individuals and their families – worldwide. ARAG offers comprehensive legal plans that provide a smart and trusted path for resolving legal issues. This enables people to protect their families, finances and futures.

This press release was distributed through PR Web by Human Resources Marketer (HR Marketer: on behalf of the company listed above.